Wednesday, October 5, 2022Like any business, contractors have their own unique risks. Get the protection you need with the right insurance policies. Discuss the following (and additional) options with your independent insurance agent to build an appropriate insurance package for your business. READ MORE >>
Tuesday, October 4, 2022Owning, operating and maintaining a small business is tough. Fortunately, you have a lot of resources available. If you’ve worked hard, have invested properly and are ready for a higher degree of protection, consider picking up a business owner’s policy—or, as it’s commonly called, a BOP. READ MORE >>
Friday, September 2, 2022Businesses that own or operate vehicles need commercial auto insurance; there’s no way around it. It will be there to help you protect your company from significant financial losses when unexpected, unavoidable issues arise involving your vehicle(s). READ MORE >>
Thursday, September 1, 2022Auto insurance claims are expensive. No matter what type of accident occurs, you may need to file a claim just to have the damage properly repaired. Yet, many people do not update their car insurance coverage value often enough. You may find yourself unaware that your existing policy just is insufficient. READ MORE >>
Thursday, August 4, 2022You might worry about something like a fire or severe storm damaging your business. Sure, that’s a possibility, but there are a lot of other losses that are much more likely to happen every single day. These include the risks of theft and vandalism. READ MORE >>
Wednesday, August 3, 2022Construction can be a rewarding career. Many people enjoy seeing the tangible fruits of their labor. But it does not come without risks. Being that buildings are not erected overnight, your projects are exposed to a host of risks—severe weather, fire, flooding, theft and more—throughout the process of construction, which could take many months. READ MORE >>
Thursday, July 21, 2022Small businesses face a lot of general risks during operation. General liability insurance is a common yet crucial policy designed to cover businesses from potentially expensive accidents and lawsuits. So how do you decide how much coverage your small business needs? READ MORE >>
Wednesday, July 13, 2022We hear the term general liability, we likely think it refers to general liability insurance. We know we need this coverage if we want to run a successful business. But what exactly is general liability? Liability is a term that refers to being responsible for something, particularly in legal matters. READ MORE >>
Monday, June 27, 2022At the end of every workers' compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. READ MORE >>
Friday, June 24, 2022Have you considered the numerous risks you face as a business owner? Often, professionals who provide a service to the community don't view their "service" as a business. However, it is and as such, you need to have comprehensive insurance protection in place to help you to avoid some of the numerous risks it faces. READ MORE >>
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